Calgary REALTOR® · Cash-flow calculator · eXp Realty

Calgary cash-flow calculator, numbers before offers.

Estimate monthly cash flow on a Calgary rental property in seconds, then talk to Rana Matturi about homes that actually fit your numbers.

What to include

The cash-flow checklist

  • Mortgage payment at a realistic rate
  • Property tax and insurance
  • Vacancy and repairs allowance
  • Utilities and upkeep you will pay
  • Down payment and closing costs
An estimate only, not financial advice.
InstantChange any number and see the result straight away.
RealisticIncludes vacancy, repairs and carrying costs.
CanadianUses semi-annual mortgage compounding.
Try it now

Run the numbers.

Enter your own assumptions. The starting values are examples only.

Mortgage payment-
Monthly cash flow-
Annual cash flow-
Cap rate-
Cash-on-cash return-
Cash invested (down payment)-
Estimate only. Uses semi-annual mortgage compounding and excludes closing costs, renovations and taxes on income.
01 — What it tells you

Three numbers that matter.

A property can look great on rent alone. These measures show whether it works.

Cash flow

Monthly and annual

What is left after the mortgage and expenses.

Cap rate

Return on price

Net operating income divided by the purchase price.

Cash-on-cash

Return on your cash

Annual cash flow divided by your down payment.

02 — How it works

From estimate to property.

Four steps from a number to a home.

Step 01

Enter your numbers

Price, down payment, rate and rent.

Step 02

Read the result

Cash flow, cap rate and cash-on-cash.

Step 03

Stress test it

Raise the rate, lower the rent.

Step 04

Find matching homes

Rana searches for properties that fit.

03 — Why Rana

Numbers first, always.

A calculator is a start. Rana checks real rents, taxes and permits for each property.

  • Rental numbers verified for each property
  • Legal suite and duplex specialist
  • Backed by the eXp Realty global network
Next step

Turn the estimate into a plan

Book a call and Rana will review your numbers and suggest areas and property types.

04 — Questions

Straight answers.

How is cash flow calculated?

Monthly rent minus mortgage payment, property tax, insurance, utilities, upkeep and an allowance for vacancy and repairs.

What is a good cap rate in Calgary?

It depends on the area, property type and your goals. Rana can show you current ranges for the homes you are considering.

Does the calculator include closing costs?

No. It estimates ongoing monthly numbers. Budget separately for legal fees, title registration, inspection and any renovations.

Which mortgage rate should I use?

Use a rate from your broker or lender. Try a higher rate too, to see how the numbers hold up.

Is this financial advice?

No. It is an estimate based on the figures you enter. Speak with a mortgage broker and an accountant before you buy.

The calculator provides estimates only, based on the numbers you enter, and is not financial, tax or legal advice. Starting values are illustrative. Rana Matturi, REALTOR®, eXp Realty.

Talk it through

Want help with your numbers?

Share a few details and Rana will review them with you.

GET MORE INFORMATION

Rana Matturi
Rana Matturi

Realtor CON-00112434

+1(403) 710-1399

Name
Phone*
Message